I recently discovered the world of micro financing and I must say that I am a massive fan. The entire premise is that no matter where you are in the world, people have the power to create opportunity to better their lives. Providing capital, as little as $25.00 can make such a life changing difference to a person’s life. I have joined with Kiva which began in 2005 and represents people from 220 countries. I added to the $342 million that has been loaned to date, with a 98.97 repayment rate. The average Kiva user loans over eight times so it seems that once you start, the satisfaction of helping another person is addictive.

My loan was to a Kenyan woman by the name of Linet, 25 who is married with three children. Her business is selling coconuts and she wanted to increase her stock levels to meet local demand. I call Linet an entrepreneur and believe that she should be not only encouraged but also actively supported. The annual income in Kenya is $1445.00 and my loan of $25 can significantly help her. Organisations like Kiva make this possible as they connect me with a woman thousands of miles away in a country that I have never set foot in. Another micro financing organisation is Good Return – join in the revolution!